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HSA and FSA FAQs · Updated October 2026

Bariatric Surgery in Mexico: HSA and FSA FAQs

Yes, Renew accepts HSA and FSA payments. Here's how it works and what to check with your plan before you pay.

Paying with an HSA or FSA

Can I use my HSA for bariatric surgery in Mexico?

Yes, Renew accepts HSA payments (Health Savings Account). Payment options vary by plan and company, so check with your HSA provider or call our accounts team.

Can I use my FSA for bariatric surgery in Mexico?

Yes, Renew accepts FSA payments (Flexible Spending Account). Payment options vary by plan and employer, so check with your FSA administrator or call our accounts team.

How does paying with an HSA or FSA work?
  1. Renew sends you an invoice for your surgery.
  2. You submit it to your HSA or FSA company.
  3. They process it and transfer the funds to your account.
  4. You use the funds to pay for your surgery.

Questions about the process? Call (844) 736-3963.

What to check with your plan

Your plan administrator makes the final decision.

Is bariatric surgery an eligible expense?

IRS Publication 502 says you can include amounts you pay to lose weight if it's treatment for a specific disease diagnosed by a physician, such as obesity. Your administrator decides what your plan covers, and may ask for documentation such as a letter from your doctor.

Source: IRS Publication 502, Medical and Dental Expenses (2025). Checked October 2026. This isn't tax advice.

Can I use my HSA or FSA for flights and hotels?

Possibly, but with limits. Under IRS rules, travel that's primarily for and essential to medical care can count. Lodging is limited to $50 a night per person, and meals aren't included. Ask your administrator before you pay for travel from your account.

What if my balance doesn't cover the full price?

You can combine your HSA or FSA with financing, savings or another payment method.

Financing options →
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See if you qualify

The application is free and takes a few minutes. No obligation.