Financing options · Updated October 2026

Weight Loss Surgery Financing

You can finance the full price of your surgery except the deposit. Choose a lender below, check your surgery's price, or see other ways to pay.

1Financing partners
2Surgery prices
3Loan FAQs
4Other ways to pay
5Is financing right for you?

Financing partners

The lenders most Renew patients use.

Choose a lender and fill out its short form. You'll go straight to the lender's application, already connected to Renew's account, and your coordinator can follow up with you.

United Credit

U.S. patients

Formerly United Medical Credit, with a network of prime and subprime lenders
Multiple plans to choose from
Decisions within seconds
No prepayment penalties, flexible terms

SuperMoney

U.S. patients

One form, multiple loan offers
Loans up to $100K
Checking rates won't hurt your credit score
Bank-level data security

iFinance Medicard

Canadian patients only

High approval rate
Competitive interest rates
A quick, confidential process

These lenders are independent companies. Renew works with them directly, but doesn't control approval, rates or terms.

Surgery prices

How much you might finance.

Every Renew price is an all-inclusive package, so you know how much to apply for before you choose a lender.

Gastric Sleeve$4,899All-inclusiveSee full cost →Gastric Bypass$6,299All-inclusiveSee full cost →SADI-S$6,899All-inclusiveSee full cost →Gastric BalloonFrom $3,999All-inclusiveSee full cost →

Compare all surgery costs · What's included in every package

Loan FAQs

Approval, Canadian patients and your deposit.

Can I get a loan for bariatric surgery in Mexico?

Yes. Renew works with several lending companies. Approval depends on your financial situation, your credit history and the lender's policies.

Can I get a loan if I'm Canadian?

Yes. iFinance Medicard offers financing for Canadian patients having bariatric surgery in Mexico with Renew.

Can I finance the full price?

Yes, everything except the deposit. The deposit secures your surgery date and is paid by credit card when you schedule. Some financing options add a fee, shown on that lender's form above.

Will applying affect my credit or my total cost?

Lenders typically run a credit check when you apply. Some, like SuperMoney, let you check rates without affecting your credit score.
Financing usually increases the total cost of your surgery. How much depends on your credit score and the loan terms.

Other ways to pay

Can I use my HSA or FSA?

Yes. Renew accepts HSA and FSA payments and provides an invoice for your plan administrator.

Using your HSA or FSA →

What other financing options are there?

Your bank or credit union, or an online lender
A loan from your 401(k) or retirement plan, if your plan allows it. Learn about 401(k) withdrawals.
Family and friends, which can avoid high interest rates
Secured medical loans, backed by collateral. These are more complicated and usually for amounts over $15,000.
Unsecured loans and credit cards. Your credit score decides your rate. Credit cards are easy to get but usually the most expensive option.

Check your credit score and report before you apply, so you know your chances of approval and can fix any errors.

Does Renew offer an in-house payment plan?

No. Some centers advertise payment plans that are actually loans from outside companies, sometimes with down payments of $2,000 to $3,000 and high interest. With Renew's lending partners, you can finance everything except the deposit.

Is financing right for you?

Questions to ask yourself before you apply.

Is financing worth it for bariatric surgery?

Only you can decide. Consider:

The cost of waiting for surgery
The medical costs of not losing weight
Whether the interest rate and monthly payments are affordable
Whether a new loan fits your other financial goals, such as buying a home
That you'll keep paying long after you reach your goal weight

Whatever you choose, get a full package price up front. Renew's packages include your surgeon, hospital, anesthesia, pre-op testing, hotel and take-home medications.

See what's included →

← Back to all FAQs

See if you qualify

The application is free and takes a few minutes. No obligation.

Start your application Call (844) 736-3963